AJIBM  Vol.7 No.5 , May 2017
Research on the Consumer Finance System of Ant Financial Service Group
Abstract: This paper takes the Ant Financial Service Group as an example and analyzes the development pattern of its consumer finance system. The Ant Financial Service Group developed from an e-commerce platform. Its consumer finance system takes full advantages of the large amount of data which is accumulated from the e-commerce platform. This kind of development mode can realize the win-win development of e-commerce platform and Internet consumer finance, which has the reference significance to the development of other consumer finance platforms.
Cite this paper: Zhao, Y. (2017) Research on the Consumer Finance System of Ant Financial Service Group. American Journal of Industrial and Business Management, 7, 559-565. doi: 10.4236/ajibm.2017.75041.

[1]   Wei, J. (2015) Consumer Finance: Innovation and Development. First-Line Topic, 11, 96-99.

[2]   Chen, J. (2014) Research on the Internet Financial Innovation—Based on Alipay. E-Commerce, 2, 63-65.

[3]   Zhang, J. and Chen, L.Z. (2015) Research on the Service Model’s Innovation of Yu’ebao. Chinese Soft Science, 2, 57-64.

[4]   Li, Q. (2014) A New Platform for Financial Management—Zhaocaibao. Zhe Jiang Daily, August 26 2014, 11.

[5]   Huang, K. (2015) Zhiama Credit Access Consumer Finance. 21st Century Business Herald, April 9 2015, 19.

[6]   Hua, M.F. (2015) Zhiama Credit Open: The Door of Large Data Credit System. 21st Century Business Herald, January 30 2015, 20.

[7]   Guan, J. (2015) Zhima Credit Enter Personal Credit Market. First Daily of Finance, January 29 2015, A11.

[8]   Lu, Y.F. (2015) Small Sesame and Big Ambition. New Economy, 9, 54-55.

[9]   Lu, L.Y. (2015) Zhima Credit Test Consumer Financial System. Communication Information, April 15 2015, B12.

[10]   Jing, X.D. (2015) Internet + Large Data Credit. 21st Century Business Herald, May 13 2015, 16.

[11]   Qian, H.L. (2015) Ant Check Later on the Line. Computer and Network, 1, 10.

[12]   Yang, T. (2015) Innovation and Development of Consumer Finance in Internet Era. Zhejiang Economy, 13, 16-17.