The Analysis of the Risks Faced by China’s Social Endowment Insurance under the Background of Rapid Aging Population
ABSTRACT
With the increasing aging population, the pressure of social endowment insurance in our country is growing more quickly than ever. Meanwhile, there are some practical problems and shortcomings in the current social endowment insurance system in China. And all this will raise risks in the field of inherent finance, fund investment and operation of the endowment insurance system. At the same time, it will cause new risks in the field of institution and policy. Thus, only by strengthening risk management and actively responding to the risks of social endowment insurance, can the government perfect the social endowment insurance system constantly.
With the increasing aging population, the pressure of social endowment insurance in our country is growing more quickly than ever. Meanwhile, there are some practical problems and shortcomings in the current social endowment insurance system in China. And all this will raise risks in the field of inherent finance, fund investment and operation of the endowment insurance system. At the same time, it will cause new risks in the field of institution and policy. Thus, only by strengthening risk management and actively responding to the risks of social endowment insurance, can the government perfect the social endowment insurance system constantly.
Cite this paper
Zhang, Y. and Qiu, Z. (2015) The Analysis of the Risks Faced by China’s Social Endowment Insurance under the Background of Rapid Aging Population. Open Journal of Business and Management, 3, 185-191. doi: 10.4236/ojbm.2015.32018.
Zhang, Y. and Qiu, Z. (2015) The Analysis of the Risks Faced by China’s Social Endowment Insurance under the Background of Rapid Aging Population. Open Journal of Business and Management, 3, 185-191. doi: 10.4236/ojbm.2015.32018.
References
[1] The People’s Republic of China National Bureau of Statistics (2001) Fifth Census Data Bulletin People’s Republic of China. [2] The People’s Republic of China National Bureau of Statistics (2011) Sixth Census Data bulletin People’s Republic of China. [3] Yuan, W. and Cong, R. (2010) The Impact of Aging Population Trend on China’s Pension Insurance System and Countermeasures. Business Culture: Academic Edition. [4] Luan, S.S. (2011) Thinking for Population Aging on the Pension System. Management, 19, 108. [5] Zheng, G.C. (2002) The Development of China’s Social Security System and Assessment. Press of Renmin University of China, Beijing. [6] Le, X.M. and Wu, X.Y. (2008) Estimated Pension Personal Accounts Affected by Inflation Risks. Statistics and Decision, 11, 66-68.
[1] The People’s Republic of China National Bureau of Statistics (2001) Fifth Census Data Bulletin People’s Republic of China. [2] The People’s Republic of China National Bureau of Statistics (2011) Sixth Census Data bulletin People’s Republic of China. [3] Yuan, W. and Cong, R. (2010) The Impact of Aging Population Trend on China’s Pension Insurance System and Countermeasures. Business Culture: Academic Edition. [4] Luan, S.S. (2011) Thinking for Population Aging on the Pension System. Management, 19, 108. [5] Zheng, G.C. (2002) The Development of China’s Social Security System and Assessment. Press of Renmin University of China, Beijing. [6] Le, X.M. and Wu, X.Y. (2008) Estimated Pension Personal Accounts Affected by Inflation Risks. Statistics and Decision, 11, 66-68.