Bates, L., & Lassonde, J. (2008). Fees for cashing government cheques. Toronto, Ontario: Law Commission of Ontario.
 Buckland, J., & Martin, T. (2005). Two-tier banking: The rise of fringe banks in Winnipeg’s inner city. Canadian Journal of Urban Research, 14, 158-181.
 Charron, M. (2009). Neighbourhood characteristics and the distribution of police-reported crime in the city of Toronto. Ottawa, Ontario: Canadian Centre for Justice Statistics.
 Dollar Financial Corp. (2011). Berwyn, PA.
 Eskin, S. B. (1995). Check cashing: A model statute. Washington DC: AARP Public Policy Institute Research Group.
 FCAC Ipsos-Reid (2005). Public experience with financial services and awareness of the FCAC. Ottawa, Ontario.
 Ferrell, J. (1993). Crimes of style: Urban graffiti and the politics of criminality. New York: Garland.
 Fox, J. A., & Woodall, P. (2006) Cashed out: Consumers pay steep premium to “bank” at check cashing outlets. Washington DC: Consumer Federation of America.
 Gill, M. (2000). Commercial robbery: Offenders’ perspectives on security and crime prevention. London: Blackstone Press.
 Kubrin, C. E., Squires, G. D., Graves, S. M., & Ousey, G. C. (2011). Does fringe banking exacerbate neighborhood crime rates? Criminology & Public Policy, 10, 437-466.
 Legislative Assembly of Ontario (2008). Bill 48, payday loans act. Toronto, Ontario: Legislative Assembly of Ontario.
 Logan, A., & Weller, C. E. (2009). Who borrows from payday lenders? An analysis of newly available data. Washington DC: Center for American Progress.
 Matheson, F. I., Moineddin, R., Dunn, J. R., Creatore, M. I., Gozdyra, P., Gozdyra, P., & Glazier, R. H. (2006). Urban neighborhoods, chronic stress, gender and depression. Social Science & Medicine, 63, 26042616. http://dx.doi.org/10.1016/j.socscimed.2006.07.001
 Miles, T. J. (2007). Markets for stolen property: Pawnshops and crime. Chicago: University of Chicago Law School.
 Papachristos, A. V., Smith, C. M., Scherer, M. L., & Fugiero, M. A. (2011). More coffee, less crime? The relationship between gentrification and neighborhood crime rates in Chicago, 1991 to 2005. City & Community, 10, 215-240.
 Ramsay, I. (2000). Access to credit in the alternative consumer credit market. Ottawa, Ontario: Industry Canada. Office of Consumer Affairs.
 Ray, J. G., Moineddin, R., Bell, C. M., Thiruchelvam, D., Creatore, M. I., Gozdyra, P., Cusimano, M., & Redelmeier, D. A. (2008). Alcohol sales and risk of serious assault. PLoS. Medicine, 5, e104.
 Sampson, R. J., & Lauritsen, J. L. (1997). Racial and ethnic disparities in crime and criminal justice in the United States. Crime and Justice, 21, 374.
 Savoie, J. (2008). Neighbourhood characteristics and the distribution of crime: Edmonton, halifax and thunder bay. Ottawa, Ontario: Canadian Centre for Justice Statistics: Statistics Canada.
 Scarborough Research (2006). Unbanked consumers: Unique opportunities for financial marketers. A complimentary report from scarborough research. New York.
 Shaw, C. R., & McKay, H. D. (1969). Juvenile delinquency and urban areas: A study of rates of delinquents in relation to differential characteristics of local communities in American cities. Chicago: University of Chicago Press.
 Smith, M. M., Wackes, J., & Smith, T. E. (2009). Alternative financial service providers and the spatial void hypothesis: The case of New Jersey and Delaware. Philadelphia, PA: Federal Reserve Bank of Philadelphia.
 Social Policy Analysis and Research (2011). Profile of low income in the city of Toronto. Toronto, Ontario: Social Development, Finance and Administration Division.
 Tilley, N., Smith, J., Finer, S., Erol, R., Charles, C., & Dobby, J. (2005). Problem solving street crime: Practical lessons from the street crime initiative. London, UK: Home Office Research, Development and Statistics Directorate.
 Truman, J. I. (2010). National crime victimization survey. Washington DC: United States Department of Justice. Office of Justice Programs. Bureau of Justice Statistics.
 Wright, R. (1997). Armed robbers in action: Stickups and street culture. Boston: Northeastern University Press.