United Nations. Shaping, The ‘Blue Book’ on Building Inclusive Financial Sectors for Development. An Issues Paper for the Global Meeting ILO Headquarters, Geneva, 4-5 May 2005.
 Chen Mengyang: Number of SMEs in China Exceeded Ten Million, http://news.xinhuanet.com/fortune/2010-05/14/c_12102294.html .
 J. P. Jiao: The Importance of Building Inclusive Financial Sectors, China Finance, 2010, 688(Oct).
 Y. H. Zhao, in: Methods Study on Risk Control of Credit Management , Tongji, Shanghai: Academic, 2004.
 J. X. Liu and Y. H. Zhao: The Analysis of Credit Structure Optimization Model Based on Joint Liability, Review on Oversea Researches: Proceedings of the 3nd (2011) International Conference on Financial Risk and Corporate Finance Management, p.592-597.
 CCB.Shenzhen: Put 15 Billion to Solve SME Financing Problems within 5 Years, http://politics.people.com.cn/GB/14562/7631329.html.
X. Bi and T. Deng, in: Essentials of Project Management, Chemical Industry Press (2002) .
G. T. Haugan, in: Effective Work Breakdown Structures, China Machine Press (2005) .
 .J. X. You, J. T. Zhang and X. M. Du, in: Quality Management, Science Press (2003), p.208-214.
 J. Sheng, S. Q. Xie and C. Y. Pan, in: Probability and Mathematical Statistics, Higher Education Press (2008), p.1-23, 90-99.
 B. D. Liu, R. Q. Zhao and G. Wang, in: Uncertain Programming with Applications, Tsinghua University Press (2003), p.52-43.
 J. Ruan, Z. X. Huang and Z. J. Cai, in: Applied Mathematics, Science Press (2000), p.297-353.